Learn about mutual funds
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Learn about mutual funds

Mutual funds can help lower investing risks

Take some of the anxiety out of investing by letting a mutual fund do a little of the work for you.

Give your money a chance to grow

Investing in mutual funds offers benefits you won't get from trading individual stocks and bonds on your own.

Less risk through more diversification

One mutual fund can invest in hundreds—sometimes thousands—of individual securities at once. So if any one security does poorly, the others are there to help offset that risk.

Lower costs

With a no-load mutual fund, you pay one (hopefully low) expense ratio—instead of racking up the commissions you'd pay when buying and selling individual securities yourself.

See how low-cost, no-load mutual funds are just the startGet details on fees & minimums for Vanguard mutual funds

Professional management

You don't have to keep track of every security your mutual fund owns. The fund is managed by experts who take care of that for you.

Convenience

You can buy and sell mutual fund shares online or by phone and set up automatic investments and withdrawals.

Consider your mutual fund options

One mutual fund can invest in hundreds—sometimes thousands—of individual securities at once. So if any one security does poorly, the others are there to help offset that risk.

Explore different types of mutual fundsGet help & advice to narrow your options

Once you've selected your funds, it's easy to open your account online.

See how easy it is to open an account
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Vanguard funds not held in a brokerage account are held by The Vanguard Group, Inc., and are not protected by SIPC. Brokerage assets are held by Vanguard Brokerage Services, a division of Vanguard Marketing Corporation, member FINRA and SIPC

Vanguard average expense ratio: 0.19%. Industry average expense ratio: 1.03%. Sources: Vanguard and Lipper, a Thomson Reuters Company, as of December 31, 2015.

For the 10-year period ended March 31, 2016, 10 of 10 Vanguard money market funds, 46 of 54 Vanguard bond funds, 18 of 18 Vanguard balanced funds, and 112 of 122 Vanguard stock funds—for a total of 186 of 204 Vanguard funds—outperformed their Lipper peer-group averages. Results will vary for other time periods. Only funds with a minimum 10-year history were included in the comparison. Source: Lipper, a Thomson Reuters Company. The competitive performance data shown represent past performance, which is not a guarantee of future results. View fund performance

Vanguard is client-owned. As a client owner, you own the funds that own Vanguard.

Vanguard provides services to the Vanguard funds and ETFs at cost.